Loans

Loans | Vehicle Loans | Mortgages  | Home Equity
VISA | Signature (Unsecured) Loans | Shared Secured
  Certificate of Deposit Secured Loans  | Recreational Vehicle Loans
Mobile Homes | One Payment Loans


LOANS ON LINE 

Apply for a loan 24 hours per day, rain or shine, from the comfort of your home at your convenience.   Click here to apply.  We will call you later today or early tomorrow morning concerning the outcome of the loan.

Need a Loan but don?t have the time? We offer a complete line of application services that make getting a loan easier than ever.  Apply from home or work, day or night, on the web or in person. 

Make a copy of the application and fax or drop it off at anyone of our three offices. Another way Menominee County Federal Credit Union is trying to keep up with your busy schedule is offering you the flexibility to apply and pickup your loan check at any one of our three convenient locations.  Click here for our office hours & locations.

At MCFCU we offer low, low rates on all of our loans with a wide variety of terms.

 

Loan Quicklinks


VEHICLE LOANS

Is your car a "huffin & a puffin?"     We can help you get the "keys"  
 for a new vehicle.

We offer NEW and USED vehicle loans with a wide variety of terms. Vehicles include Trucks, Vans, Autos, Motorhome.

New Titled Vehicle Rates

YEAR

Annual Percentage Rate 

MAXIMUM TERM

2007 - 2008

5.25%

36 Months

2007 - 2008

5.50%

48 Months

2007 - 2008

2007 -2008

5.90%

6.90%

60 Months

72 months

Used Titled Vehicle Rates

YEAR

Annual Percentage Rate 

MAXIMUM TERM

2003-2006 5.50% 36 months

2003-2006

5.75%

48 months

2003-2006

5.90%

60 Months

2001-2002 

8.00%

36 months

2001-2002 

8.25%

48 Months

2001-2002

8.75%

60 Months

2000 & Older

9.90%

36 Months

 

 

 

Click here for our NEW Loan Rates Specials!

Need a Loan but don?t have the time? We offer a complete line of application services that make getting a loan easier than ever.  Apply from home or work, day or night, on the web or in person.

( Make a copy of the application and fax or drop it off at anyone of our three offices.) Another way Menominee County Federal Credit Union is trying to keep up with your busy schedule is offering you the flexibility to apply and pickup your loan check at any one of our three convenient locations.  Hours, Locations & Phone Numbers.

Apply today for a MCFCU Loan!!

 

 

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Mortgages

Purchase or Refinance your Dream Home with MCFCU. Home ownership has many benefits, but the road to buying a home or refinancing your existing mortgage is sometimes complicated and overwhelming. Visit us first, and we can discuss the options available to you.

 

ANNUAL
PERCENTAGE
RATE

TERM

Real Estate
(Primary Residence) 

6.00% (Fixed)

180 months (15 yr)

Real Estate

5.75% (5 yr balloon)

up to 360 months 

Real Estate  6.50%

360 months (30yr), 

15 year balloon

 

 

Contact our mortgage department for more information.  

Home Equity 

Pensions and Home Equity are two of your largest assets. The question many homeowners face today is whether their home equity is an asset to use now or in the future. Home Equity allows you to borrow against the equity in your home. Home Equity lines of credit can be an ideal opportunity to tap that equity for major items such as, Home improvements, College Tuition, Emergencies, a New car or Debt consolidation. Low interest rates and low closing fees make a Home Equity loan a "smart" way to borrow money. Home Equity loans may also be tax deductible (check with your tax advisor). Stop in and see one of our friendly loan officers for more information on how you can obtain a Home Equity line of credit loan.
 
 

 ANNUAL
PERCENTAGE
RATE 

 TERM

Current Rate

5.50% variable

 180 months (15 yr)

 

 

 

 

 

 

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Click on the ScoreCard logo for more information on how to earn ScoreCard Rewards every time you use your PlatinumVISA card.

Carry the convenience of a MCFCU VISA. The only card you need to carry!. It?s accepted world wide by merchants and automatic cash machines ( ATM) and offer all of these great features.

LOW 12.90 % APR for a Classic Visa

and

LOW 6.90% APR for a Preferred Visa

NO Annual FEE

25 day Grace Period on Purchases

View VISA Disclosure - Apply for VISA online!!

 

 

SIGNATURE (Unsecured)  LOANS

Closed end term up to 30 months 12.50% APR ......................................

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Share Secured and Certificate of Deposit Secured Loans

Put your money to work for you. Members can take advantage of our low APR by borrowing against the funds they have on deposit in one of the above accounts. This is a smart way to borrow while keeping your nest egg in tact. (Some restrictions apply. Contact a loan representative for more information.) Hours & Locations.

Loans matched by 100% of a members shares or certificates. The rate of interest will be 
3.00%
APR above the rate that is being paid to the member and will remain at that rate until the loan is paid in full.

Apply today for a MCFCU Loan!!

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We can finance your next leisure vehicle at MCFCU.  (Jet skis, snow mobiles, 3or 4 wheelers are all considered recreational vehicles)

  Recreational Vehicle Rates:

YEAR

ANNUAL PERCENTAGE
RATE 

MAXIMUM TERM

NEW

7.75%

60 Months

USED

10.25%

48 Months

 

Titled Boats and Titled Campers:

YEAR
ANNUAL PERCENTAGE
RATE 
MAXIMUM TERM
New - 2007-2008
5.25%
0-36 Months
 
6.25%
37-48 Months
 
7.25%
49-60 Months
Used 2006 - 2003
7.35%
0-36 Months
 
8.35%
37-48 Months
 
9.15%
49-60 Months
Used 2002 -2001
9.75%
0-60 Months
Older
11.25%
36 Months
  
 
 

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New Mobile Homes

YEAR

ANNUAL PERCENTAGE
RATE 

MAXIMUM TERM

2007-2008

8.75 %

60 Months
FIXED

2007-2008

8.85%

120 Months
(5 year balloon)

2007-2008

8.85%

180 Months
(5 year balloon)

Used Mobile Homes

YEAR

ANNUAL PERCENTAGE
RATE  

MAXIMUM TERM

2006-1994

9.25%

60 Months
FIXED

2006-1994

8.75%

120 Months
(5 yr. balloon)

1993-1988

10.50%

60 Months
FIXED

1993-1988

10.60%

120 Months
(5 yr. balloon)

Older

11.75%  

60 Months
FIXED

All Mobile Home Loans over a 5 year repayment will be on a five (5) year balloon payment plan. The rate of interest will adjust based on the current rates for mortgages. The renewal rate will not decrease more than 1.50%.

Contact our mortgage department for more information.

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One Payment Loans

One payment loans ( Maximum terms will be 90 days)
Current One payment loan rate is  12.00% APR

APR = Annual Percentage Rate
APY = Annual Percentage Yield
 

All rates are subject to change without notice.

Apply today for a MCFCU Loan!!

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National Credit Union Administration, a U.S. Government Agency




"We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act."


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