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Fight Identity Theft Never provide personal financial information, including your Social Security number, account number or passwords, over the phone or on the Internet if you did not initiate the contact. Never click on a link provided in an e-mail that you believe is fraudulent. It may contain a virus that can contaminate your computer. Do not be intimidated by an e-mail or caller who suggests dire consequences if you do not immediately provide or verify financial information. If you believe that the contact is legitimate, go to the company’s Web site by typing in the site address directly or using a page you have previously book marked, instead of a link provided in an e-mail. If you fall victim to an attack, act immediately to protect yourself. Alert your financial institution. Place fraud alerts on your credit files. Monitor your credit files and account statements closely.
Phishing "Phishing" is an Internet scam that tries to trick you into giving out your personal and financial information. The "phisher" pretends to be a legitimate financial institution or credit card company. They claim that you need to "update" or "validate" your account information. Once you clink on the link you are taken to a web site that looks like a legitimate financial organization – but it isn’t. If is a web site that is set up to steal your identity information, that information is then used to conduct fraudulent transactions. Please note that your Credit Union will never ask you by the way of e-mail for any confidential or financial information. If you ever receive an e-mail from a credit union that appears to be suspicious, please contact us immediately.
Lottery Scams A lottery scam is another method that con artists use to try to trick you out of your money. Here is how the scam works: You will receive an official looking document or letter that claims that you are the winner in the Canadian (or other foreign country) lottery and enclosed will be a check. There will also be instructions on how to claim your prize. It will also claim that you will need to pay a fee, which is what the check is for. All you need to do is cash the check and send in the fee in the form of a money order or wire transfer and await further instructions. Once you deposit the check and send the money off to Canada (or where ever) it will bounce. It is not until then that you realize what happened. This scam is not new, we hear about different variations of it often. It is up to you to be cautious. Do not trust something that you never even signed up for, especially a lottery in a foreign country. Never send money to claim a prize. You must also remember that the money paid to the scammer cannot be recovered. |
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Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency |
"We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act." |
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Copyright©, Menominee County Federal Credit Union, 2000 Duplication of information found within this site, is prohibited without express written permission from Menominee County Federal Credit Union. Any modification or redistribution of the material within is a violation of applicable copyright laws. Information is subject to change without notice. Additional restrictions may apply. |
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